Kasikornbank, Cost Cutting & AI in the workplace

Episode Twelve - This is Freedom 55

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Remember the Freedom 55 dream? Retire early, live free, enjoy the good life. In Thailand, Kasikornbank has reimagined that dream — except now the cut-off is 45, and it’s not about freedom, it’s about AI and spreadsheets. What looks like early retirement is really a story about cost-cutting, technology, and assumptions about age and value.

 

In this episode, John breaks down what KBank is doing, pushes back on the easy narratives, and explores what it really means when work, technology, and human value collide. Along the way, he challenges the assumptions we make about ourselves and each other — the same ones that feed doubt about who we are and what we bring to the table. The episode ends with a piece of homework: What’s the one thing you’d like people to know about you?

 

 

Your Host: John Fialkowski

John Fialkowski - Host

Themes: Nostalgia vs. Reality, AI as Tool vs. Threat, Ageism Reframed, The Broken Ladder, The Absurd “Life Map”, Technology & Human Potential, Adaptability as the Human Edge, Self-Doubt & Personal Brand, Challenging Assumptions

Links:

Visit ⁠johnfialkowski.com⁠ to learn how you can support the show

Follow John on Linkedin ⁠@johnfialkowski

Sources:

Retired at 45+, can you find a new job? - Warunrat Katmat, Bangkok Biz News

KBank Offers Early Retirement at 45, Shaking Thai Job Market - ASEAN Now

Modern life design concepts when starting to retire at the age of 45 - Brand Buffet

Boomer revolution: That Freedom 55 guy is still working ... and he's from Victoria - Michael D. Reid - Times Colonist

Fridges And Washing Machines Liberated Women, Study Suggests - Universite de Montreal - ScienceDaily

Original Freedom 55 Commercial -

 

Music:

Smooth Chill Jazz by ⁠⁠⁠⁠⁠⁠AllWorldMusic⁠⁠⁠⁠⁠⁠ from ⁠⁠⁠⁠⁠⁠Pixabay 

Intermission:

A Bit Redundant Gagmesharkoff from Free Music Archives

Outro:

Bebop Jazz Bedroom: LOPKERJO from Free Music Archives

 

Written By: John Fialkowski

Published: September 4th, 2025

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